Digital disruption has been occurring at every level in the banking sector lately. From newer technology to high competition to intensified customer expectations, the banking industry has become increasingly vulnerable. Digital technology, despite its omnipresence, is beginning to penetrate industries.

1. Digital Disruption and Banking Sector
2. Testing Strategies to Overcome Digital Disruption in the Banking Sector
3. Omni-Channel Testing
4. Continuous Testing
5. Customer Experience Testing
6. Security Testing
7. Big Data Testing
8. Security Testing
9. Conclusion

Digital Disruption and Banking Sector

Banks are finding innovative ways to evade the impending risks associated with digital banking. The efficient way to understand and successfully bring the organization from traditional banking to digital banking is by adopting an Omni-Channel approach. Omni-channel is an approach to customer service where all the channels are closely integrated, keeping the customer as the priority.

As customers continue to modify their channel usage patterns, banks need to emphasize on delivering a flawless customer experience across various touch points. More than just a saying, Omni-channel banking is an outlook to take end product on an advanced note by gaining insights from consumers’ behavior, channels, and preferences.

These days customers are more advanced and tech-savvy, and to cater to their explicit needs, offering a unique banking experience is essential. Banks need to understand their unstated needs as well as the likes of clients. From exploring new services, checking balance, opening an account, conducting transactions, loans, credits, wealth management, customer support, delivering an Omni-channel experience has become the key to success in this competitive world.

So how does a banking organization survive in the face of digital disruption? Though there are no secret sauces or magic wands, there are just simple testing strategies that can help banking organizations prepare for the unavoidable change on the horizon. Some of the testing strategies are given below:

Testing Strategies to Overcome Digital Disruption in the Banking Sector

Omni-Channel Testing

If a service offering has to be made available to any client anytime, anyplace in the banking sector, it should be available using multiple devices with a single procedure across multiple devices. Omni-Channel testing helps to ensure performance across all channels.

Continuous Testing

Continuous testing in the banking sector speeds up the process of continuous integration and delivery. It enables the teams to test early with greater coverage, with removing bottlenecks involved with traditional testing. Continuous testing also promotes continuous monitoring of the development and IT operations team, while achieving the continuous success of Agile teams using DevOps practices.

Customer Experience Testing

Customer experience is the key factor that defines recognition of a product or service as it goes live. It is essential to test a product or service from the customer’s perspective. Unlike traditional testing, customer experience testing can vary from expectations of a product’s success. The success of a product or a service is based on customer expectations and the physical performance and processes.

Security Testing

Technology trends have been playing a huge role in improving digital transformation process in the banking sector; they have also been introducing an environment of threat to the organizations. Due to the increasing number of payment methods using digital technologies, banks have been exposed further to new frauds and cyber-attacks. Security testing is therefore crucial and has great significance banks hold huge volumes of sensitive customer’s data for which they are daily targeted.

Big Data Testing

The ever rising demands related to the cost of delivery, speed, and ease of online transactions is fascinating. Banking applications fascinate customers 24/7 across the globe. This makes it essential to test the huge amount of data for a better ROI, site performance, and conversions.

Conclusion

Becoming a digital bank is not an option these days. In order to effectively respond to the digital consumer, and to be on their mobile device’s ‘front screen’, it necessitates the offering of value-added digital services with a simple user interface.

Banks need to rethink their business processes to realize the real benefits of Digital transformation and should effectively include the above mentioned QA strategies that will help them ensure security, quality and integrity of their products and services. TestingXperts, a renowned independent software testing Services Company, is working with world’s largest banks to help them succeed in their digital initiatives.

The post Testing Strategies to Overcome Digital Disruption in the Banking Sector first appeared on TestingXperts.

Folding the pages of some recent headlines throws an interesting pattern. Netflix is fiddling with mobile-only plans for countries like India and leaning heavily towards local content, while, Amazon is testing video ads for expanding product reach and mobile search on the Apple iOS version of its shopping app (with the possibility of getting into Google’s Android mobile operating system space soon.

1. Need of Digital Testing
2. Switching to Digital
3. Think and Test – Like a Customer
4. Conclusion

Need of Digital Testing

This is not a recent move. Even when it reaped a considerable chunk of brands shifting to Amazon for search budgets and for advertising-on-the-site, Amazon embraced a change that was risky but worth betting upon.

This ‘mobility’ move is not just a random wave with these iconic brands. Many platforms and technology giants are experimenting with the surge of possibilities and devices that are giving marketers both opportunities and challenges that are unprecedented. Because there is more to come.

Cisco has predicted that there would be as many as 30 billion connected devices by 2020 (both consumer and industrial IoT devices). Brands would definitely want to leverage this slated 500 zettabytes per year in data that IoT would be generating by the end of 2019. Imagine the sheer level of complexity and growth that we could be heading into when we think of 5G, Virtual Reality and Augmented Reality mixing in with this buffet of devices.

Translating all this growth into market strongholds would mean an extra burden on the testing side of new services and offerings that marketers bring forth in this new era. But apart from the volume of testing, this new scenario of s would also mean a new paradigm of testing in terms of what it tests, how much, how soon, where and why. That, in other words, suggests the rise of digital testing.

Switching to Digital

As testing becomes more challenging and replete with diverse-goals in the face of the huge tide of new data and devices, there would be new parameters that will get underlined. It would not be enough to test an app or product just for functionality. It would need to have relentless customer empathy. There would be a big thrust now on making sure that whatever is being tested is not intrusive but at the same time is something that amplifies the experience and plays well on context.

Digital testing  would arm testers and businesses in this redefined landscape of experience testing since it would be able to crack the tough job of testing evolution and experience. Agility, real-time element, iterative testing, and adaptive testing will empower digital testers with all the strengths that were missing in shift-right testing environments so far.

Think and Test – Like a Customer

In the next milieu of online and anytime commerce and omnichannel marketing, customer experience would become the ultimate test for any brand and brand-offering. This is why digital testing will become more relevant and fortifying for a brand where testing the features and independent performance of one application will not cut the mark anymore. Also, testing only at the fag end of coding just won’t suffice. It is a world where testers have to test an application throughout development and in context to other devices and environments that a user would be in.

The metrics of usability, experiential testing, design optimization and remote testing would become more significant than ever. These are primarily the levers that digital tests allow. The tools, frameworks, and components entailed in digital testing also make room for testing automation, mobile performance testing and testing with an agile methodology underlying these capabilities.

Conclusion

The idea is to weed out issues that will hamper the speed, performance, scalability, and experience of any app or service. That cannot be done with yesteryear testing. It has to be done in a language that works today. Embrace the power of digital testing and give a new fluidity, user experience assurance and compatibility confidence to the apps you bring out for enhancing your brand and business. Digital testing service is more than testing and more than DevOps. It is testing with a new mindset.

The post Digital Testing: The Next Frontier of Mobile Testing first appeared on TestingXperts.

Contents

1. 7 Crucial Activities to Test the Security of Mobile Applications
2. Mobile Application Security Checklist
3. Mobile Application Security Testing Process
4. Conclusion

7 Crucial Activities to Test the Security of Mobile Applications

In this era of smartphones where 3G and 4G networks have made it easier to access the internet, it has become easier to perform a business, financial, social transactions. However, according to the recent industry reports, over two-third of large enterprises have been facing security breaches via mobile. The security of data being consumed by the end user using applications via mobile app stores poses a huge security threat. The estimated annual cost of security breaches via mobile has been around $50 billion, globally, and these numbers are increasing rapidly. While this may be a reason for the hackers to celebrate as they will have more to hack into, only a mature security testing enabled environment can save the applications and the enterprises from leaking personal data from mobiles.

To prevent any security breach, it is essential to uncover security vulnerabilities in all parts our environment. We need to check firewalls, balancers, routers, etc. with the help of network segmentation to mobile, static applications, and web services. Discovering security holes of the applications before the attackers by making security a major part of the development and design of your mobile app. So, what possibly is needed? What can be done to avoid security breaches? An application testing strategy is crucial to secure all your private data from hackers. A proper app testing strategy will not only analyze the security risks involved while using an app but also eliminate them effectively.

Mobile Application Security Checklist

Given below are the seven significant activities that businesses and developers should perform for the security of your mobile application before progressing with the development process:

1. Optimize Security Features Based on Platforms:

Mobile apps work on several devices, platforms, operating systems, and networks, where these apps are able to access various features from the phone. It is essential for developers to be cautious about capabilities, features, and limitations of different operating systems, devices and so on. By taking these features into consideration and optimizing security, a secure mobile application can be designed.

2. Strong Hack-proof Code:

Mobile applications are vulnerable to data breaches and malware attacks. This commands that developers pay extra attention to write code that is robust and free from backdoors which in turn is invaded by hackers. Having a strong code that is hack-proof is one of the essential parts of the mobile application security. Application developers must implement mobile app security standards and make sure that their apps transmit, utilize, or store bare minimum data.

3. Allow User Permissions:

To have granular control over the application, mobile application developers should make their devices securer by implementing security measures at the application layer. This will allow users to keep their devices safe from malicious applications and select their level of security settings based on personal preferences.

4. Removal of Unnecessary Security Risks:

There are some features in the applications that are vital for the overall functioning of the application, like social network connectivity. The application developers and designers should pay extra attention towards such features and decide whether they need to keep them within the application or not. Features like these should be managed effectively to ensure the overall security of the mobile application.

5. Wisely Choose the Third-party Libraries:

Third-party libraries are popular amongst mobile application developers. They usually utilize the code offered in such libraries, but vulnerabilities might lurk around in that code. Therefore, it is advisable to test the codes taken from these libraries thoroughly before incorporating it in the mobile application code.

6. Selecting a Reliable Backend:

Security of backend systems is imperative while developing mobile applications. It might be a possibility that hackers gain access to the backend systems and pose a threat to your entire operation. Hence, it is important to give as much importance to the backend as we give to the frontend systems and allow them to go through rigorous security testing before deployment.

7. Test Rigorously:

Last but not the least is performing a rigorous security testing on your mobile application. This is probably the most important security check that you can perform on the application. Mobile application security testing should be the priority at every stage of the designing and the development part. It should be a priority to design and develop your application as per security regulations.

Mobile Application Security Testing Process

There are three basic steps suggested by experts while performing security testing for mobile apps:

• Threat Modeling:

This method is used for identifying threats in the app

• Vulnerability Analysis:

This method is used for identifying vulnerabilities in the application with the previously created test cases using Runtime analysis, Dynamic methods, and forensic methods.

• Intelligence Gathering:

This method is used for gathering as much information as possible about the application.

Conclusion

To ensure that effective testing is performed on your mobile application, a third-party testing company with the right expertise is probably your best bet. At TestingXperts, security testing is a crucial part of the mobile test strategy. Our highly skilled pool of Certified Ethical Hackers and their deep expertise in key security technologies make us the best QA and Software Testing Company. Our conformance with international standards including OWASP, OSSTMM, PCI-DSS, HIPAA, SOX, WAHH, etc. helps us ensure vulnerability-free application with an iterative strategy for further release.

The post 7 Crucial Activities to Test the Security of your Mobile Applications first appeared on TestingXperts.

Contents

1. Telematics: The Perfect Example of Technology Advancement
2. The Need and Challenges of Telematics Testing
3. Certain persistent challenges for software testing are
4. How TestingXperts can help?

Telematics: The Perfect Example of Technology Advancement

Auto Insurance companies have relied on factors like credit-based insurance scores and the age of the driver to decide premiums as the actual driving behavior was not visible. Changes in the driving patterns took long enough to reflect in the premiums imposed. The arrival of telematics has changed this equation by letting insurance companies get clarity and measure the driving behavior and expand the pricing accuracy.

Telematics has made sure that our car is being watched over by a spy, and it is a good thing! There has been a relief for the disciplined drivers who used to pay for other people’s errors, as auto insurance companies have deployed telematics to evaluate driver risk profiles and eventually calculate premiums on the go. Telematics is the technology that helps in sending, receiving, and storing information from road vehicles.

Telematics systems are small size systems (about the size of a mobile phone), it is kept under the dashboard of the vehicles and is used by GPS technology. They are able to monitor and transmit information such as current vehicle speed against the speed limit of the road, road conditions, the braking, cornering, and accelerating habits of the driver, etc.

Insurance companies have access to every driver’s behavior on the road, by which they can fix insurance premiums and predict expected claims. This technology can help insurers’ correct irregularities in increasing pricing accuracy, risk classifications, improve profitability, reduce claim costs, fight fraudulent claims, create brand differentiators, and enable lower premiums.

For customers, usage-based insurance leads to lower premiums, providing them with value-added services such as navigation and infotainment, teen-driver monitoring, emergency services, vehicle diagnostics, and stolen vehicle recovery. Besides this, drivers can use it to establish safe driving habits to insurance companies following an accident and customers who drive at high speeds will be asked to pay high premiums. However, before the extensive adoption, proper software testing of telematics is compulsory.

The Need and Challenges of Telematics Testing

The extensive connectivity of telematics makes it essential to maintain precision and integrity in the data while transmitting it from one device to another. Usually, the in-car entertainment systems integrated with infotainment components are the ones that go under the test. Robustness and agility in testing can help in attaining faster time to market of applications without compromising on quality.

Certain persistent challenges for software testing are:

• Simulating Navigation and GPS

• Establishing a proper software/hardware interface for testing becomes a challenge

• Simulating real-time data as the vehicle moves

How TestingXperts can help?

TestingXperts helps global insurers in providing digital transformation, thus delivering competitive advantage and enhanced customer experience. We ensure your systems/ applications run seamlessly by offering efficient back-office operations. Our customized transformation and test advisory services for insurance industry help in meeting the client’s requirements.

The post Telematics Driving Usage-Based Auto Insurance first appeared on TestingXperts.

1. Introduction To Low Code Platforms
2. Benefits of Low Code platforms over traditional development
3. How to choose the right low code platforms for business?
4. Top seven low code platforms (Dev, automated testing, and business process automation) in 2024
5. Conclusion
6. How can Tx Help You with Your Low code, Codeless test automation needs Leveraging UiPath?
7. Leverage TestingXperts’ UiPath Test Suite Centre of Excellence (CoE) for Robotic Process Automation

Introduction To Low Code Platforms

Low code platforms are becoming popular among digital businesses today as they provide a flexible and visual environment to create, test, and release simple to complex software and apps in a graphical interface.With easy-to-use and latest features such as drag-and-drop modelers, a wide range of templates, and user-friendly UI, low code platforms make it possible to design, validate and deploy apps at a quicker pace, allowing agile businesses to scale rapidly and meet their business goals.

As compared to traditional manual computer programming, a low code technology offers a framework for creating applications via graphical user interfaces. Low code development platforms allow digital businesses to incorporate building blocks into existing applications. These elements save product development and QA teams from manual coding, allowing them to create and test interfaces and business applications easily.

Benefits of Low Code platforms over traditional development

There are architectural and fundamental differences in developing and deploying an application using a low-code/no-code development platform compared to the traditional coding program. A low code product will be purely based on a metadata-driven development platform, meaning the functions of applications created by a developer will be maintained as metadata.

Low code development tools offer many benefits to digital businesses as they facilitate an environment where more people are able to contribute to the process of application development. While low code platforms help organizations enhance their agility, the technology reduces the complexity of app development altogether. Based on the choice of a low code platforms, businesses benefit from project monitoring, resource management, end-to-end testing and optimizing the DevOps pipelines. Low code development provides many benefits to the organization, such as:

Improves Business Agility:

Most of the available low code platforms today are extensible and enable direct integration with third-party resources. The ease of integration leads to the creation of reusable building blocks of APIs, web services, and command lines. Since the integrations are direct, the time taken to integrate and deploy new technologies is reduced significantly, helping businesses meet customer expectations and stay ahead of the competition.

Reduces Operational Costs:

There is no denying the fact that purchasing a new tool or app takes less time than developing a similar product in-house. Surprisingly, low code development revolutionizes this criterion as IT teams are able to leverage low code platforms to develop the required tools and technologies. With low code frameworks, IT teams are able to build processes faster and with fewer resources.

Enables Quicker And More Frequent Automation:

When incorporated with DevOps tools, low code platforms accelerate development by automating end-to-end processes. Typical scenarios include automating Dev and QA workflows using templates to develop new strategies quickly and managing data across platforms with flow control. Meanwhile, prebuilt integrations and API accessibility are capable of automating virtually any digital business process.

Promotes Rapid Iterations:

Businesses need to evolve rapidly, and low code development platforms provide tools that help developers quickly optimize existing processes. For instance, passing the code changes down to child jobs, creating documentation, and providing revision history.

Enables Greater Productivity:

IT teams accomplish more in less time, leveraging low code platforms by streamlining the existing development and QA processes and increasing the scope of business process automation. Low code platforms include features that ease the existing processes, such as monitoring, running automated regression tests, etc.

How to choose the right low code platforms for business?

While choosing a low code platform, businesses should search beyond the development speed and make sure that the platform employs standard technology and meets all other necessary operational requirements such as security, scalability, visual modeling, etc. Analyze how each platform stacks up against these criteria for evaluating low code platforms:

• Is it possible to maximize productivity without any coding?

• Does the code use standard languages on both the front-end and back-end of business applications?

• Does the platform include intelligent offline support for mobile apps without extra effort?

• Does the framework produce web and mobile apps to run cross-platform on iOS and Android devices?

• Does the platform seamlessly integrate with corporate databases, business process management software, and workflow automation software?

• Are the complex apps built on a no-code platform intuitive and user-friendly?

• Is it possible to scale, deploy and test the apps built on a low code platform for maximum flexibility and performance?

• Are the support services for the low code platforms reliable and would provide support for the design, development, testing, and deployment of apps when needed?

Top seven low code platforms (Dev, automated testing, and business process automation) in 2024

Zoho Creator

This is a minimalist low-code development platform with intuitive visual features. The in-built app builder provides critical features to build native mobile apps. The multi-platform access feature enables the creation of complex apps on the web and enables the publishing and utilization of apps on iOS and Android devices.

Key Features

•Create applications faster and with less effort.

•Collaborate across teams and connect with business data.

•Create insightful and easy-to-understand reports.

•Provides instant access to mobile apps.

•Uncompromising security

Kissflow

It is a cloud-based solution for businesses of any size and from any industry.

Key Features

•Drag-and-drop feature to add and update fields.

•Ability to build tasks and logic using the drag-and-drop feature.

•Enables digitization of forms and requests.

UiPath

UiPath’s roots are firmly in the world of RPA, and automation at the scale of repetitive tasks remains their focus. Yet combining RPA with advanced orchestration, task and process mining, and IDP provides a sophisticated, low-code development platform that spans a range from simple task automation to complex process management

Key Features

•Provides automation and improvements that drive continuous operational efficiency.

•Provides an objective, data-driven picture of desktop processes quicker and with fewer resources required.

•Enables mining, monitoring, and automating service conversations to scale operations efficiently and improve the experience of the customers.

•Centrally capture and manage automation ideas and process improvements, prioritized by impact and ROI.

•Enables NLP and AI/ML-driven models to automate sophisticated workflows.

•Provides deployment of complete cloud-native platform SaaS or self-hosted for maximum flexibility.

OutSystems

It is an omnichannel low-code platform that enables enterprises to build applications across various mediums. Real-time performance dashboards and robust security measures are some of the key features of the OutSystems platform, along with the capacity for rapid development.

Key Features

•Automation services and integrated tools to produce secure, scalable, easy-to-manage, and resilient apps

•Features data models for full-stack creation

•App update and deployment with a single click

•Build mobile-friendly apps with native device access, on-device business logic, and offline data syncs

Appian

Appian is a low-code platform that provides native deployment tools and options to integrate with DevOps tools such as Jenkins. This intelligent automation platform enables organizations to build smart applications that improve an existing business, enhance customer engagement, and boost efficiency.

Key Features

•Drag and Drop tools.

•It provides native AI services.

•It also offers no-code integration to AI/ML platforms through Google Cloud, Amazon AWS, and Microsoft Azure.

•Without writing any code, it is possible to integrate enterprise data, systems, and web services.

Microsoft Power Apps

The Microsoft Power Apps platform provides facilities for building custom business apps faster and without any coding complexities. The low-code platform provides 200 connectors to integrate disparate data and systems.

Key Features

•Point-and-click feature to design apps.

•List of pre-defined templates.

•Easy application linkage with data.

•Enables development of web-based apps that are compatible with iOS, Android, and Windows devices.

Salesforce Lightning

The low-code Salesforce Lightning platform provides features to build mobile apps with advanced security. The Pro-code tools enable the utilization of the programming language of choice for app creation. Salesforce Lightning offers advanced features such as embedding AI & IoT and integration with Salesforce & third-party data.

Key Features

•Easy to build mobile apps with no-code builders.

•Rapid app development from a spreadsheet.

•Lightning Process Builder that enables faster creation of complex workflows.

Conclusion

Low code development and testing platforms are becoming an essential strategy for digital businesses to accelerate their app delivery process and embrace digital transformation. These platforms are gaining much attention due to various benefits to businesses, such as faster time to market, scalability, self-service capability, etc. Low code platforms have the potential to make app development, testing, and deployment much faster as compared to traditional ways of development and testing.

These platforms employ visual and declarative techniques to create, deploy, test, and manage simple to complex apps without needing any lines of programming. Since low code platforms have a lesser learning curve, developers and non-developers can leverage these products and participate in the app development process.

How can Tx Help You with Your Low code, Codeless test automation needs Leveraging UiPath?

•Tx has partnered with UiPath, the leading AI and RPA based codeless quality automation platform.

•Leverage the combination of advanced technologies like AI, ML, RPA, BPM, etc.

•Ensure process and operational efficiency, save time & cost, and deliver a great CX.

•Profound knowledge and ability to perform scriptless test automation.

•Substantial reduction in test design and QA maintenance efforts

Leverage TestingXperts’ UiPath Test Suite Centre of Excellence (CoE) for Robotic Process Automation

TestingXperts is a leading UiPath Test Suite partner (Gold Partner), enabling seamless test automation services and solutions using UiPath Test Suite for clients across industries around the world. Tx’s UiPath Test Suite Centre of Excellence (TSCoE) has more than 40 certified RPA professionals with critical automation skills.

Tx’s testing professionals continue to deliver seamless UiPath Test Suite automation services to its global clientele. For example, TestingXperts led the implementation of UiPath Test Suite at Spotify, the world’s largest music streaming service provider.

UiPath automation translates to 30 percent faster test execution, 70 percent faster test creation, 40 percent less maintenance effort, and 50 percent quicker learning. Among the many benefits delivered to businesses leveraging UiPath Test Suite, the foremost is the ease and significance of automating virtually any software.

The post Top 7 Low code Platforms for Digital Businesses in 2024 first appeared on TestingXperts.

Contents

1. Testing Financial Applications

2. What are steps QA should follow while testing financial applications?

3. What are some effective use cases QA should follow for financial app testing?

4. Challenges Associated with Testing the Financial Apps

5. Advantages of TestingXperts’ Financial Application Testing

6. Conclusion

Testing Financial Applications

The financial services sector has been a front-runner in scaling and adapting to the IT changes as and when they occurred. It is, therefore, no surprise that Digital Transformation has been indicated by the future digital initiatives and trends like P2P transfers, Mobile Wallets, Ping Pay, Omni-Channel Banking, etc. to be the prospect of the BFSI industry.

The financial domain has been bursting with the ever-changing technology and complex functionalities entangled into the applications. Being in the middle of a hard-core commercial activity, it has a huge functional framework spread across payment gateways, cards, delivery channels, service offerings such as centralized banking, corporate banking, to name a few. Smooth and secure support for transactions, performance, and ease of access and use are imperative for any financial application to succeed.

What are steps QA should follow while testing financial applications?

Performing Data Segregation:

It is the initial stage in banking app testing where a QA specialist has to research to get domain knowledge so that it helps in understanding the required business standards.

Analyzing the test requirements:

According to the information or the data collected in the initial stage, the teams have to identify the requirements for testing. These requirements should include both functional and business needs.

Separating banking app test cases:

An online banking app test suite is created by a QA specialist; and here the collected test cases are separated based on functionality, user experience, performance, security, etc.

Validating the Functionality:

In this stage, the teams run test cases to verify whether the app is functioning as expected or not.

Ensuring the Data structure:

It is essential for every financial app to have data in a structured and easy to use manner. In order to maintain this, the QA team has to follow proper database testing measures to ensure effective data structure, data restoration or migration is maintained.

Protecting the banking app from breaches:

For banking apps, it is very important to handle unauthorized access for protecting the user data that is available on the application. For this, the testers should follow security testing practices to improve user authentication and efficiency of data encryption.

Verifying the App Usability:

The QA teams are required to verify whether the users are able to navigate the app or not. The testing teams have to perform usability testing to ensure that the app is accessible to people with special needs.

Monitoring the app performance:

The QA teams should check the app performance by verifying the speed to load a page, the app performance when exposed to more traffic, and should also check the app response on various browsers, etc.

Testing User Acceptance:

In this stage, the app is used by a limited number of users to verify its performance. This will help the development teams to examine the user experience with the app. Based on the participants’ feedback, the teams can effectively find the bugs and resolve them at the earliest.

What are some effective use cases QA should follow for financial app testing?

– To change a user password: It is important for the testing team to include the feature of modifying login credentials. To ensure this, the development teams have to implement a secure way for editing personal information.

– To enable login with valid credentials: It should be ensured that the users login their accounts with valid credentials; if they fail to provide the right information, then there should be a restoration mechanism enabled for the users.

– To send transactions to several users: The teams have to ensure that users are allowed to send funds only when they have sufficient funds in their account.

– To block an account after multiple login attempts: In order to secure the user account, the teams have to make sure that the account gets blocked after multiple login attempts. However, there should be an account restoration method, wherein the user can login by providing valid information.

Now after having known about these banking apps, the main question that arises is why are these financial applications considered to be mission-critical? Can they afford to fail? If yes, how would the failure be defined? All of these questions do not have simple answers. Let us briefly discuss all the challenges associated with testing the financial apps.

Challenges Associated with Testing the Financial Apps

Security testing:The variation in the networks and operating system across all devices makes security testing a challenging task. Financial applications are sensitive due to the nature of the data it handles. Software Testing should make sure it adheres to all the security standards across networks, platforms, and OS.

A wide range of devices: Testing of applications in any sector can be challenging owing to the devices, networks, and platforms that the application needs to be available on. Proper attention has to be given to ensure the application provides an optimum user experience across networks and devices.

Lack of knowledge on the Finance domain: When testing the financial applications, it may be a challenge to the QA team if they do not have the required familiarity in the industry.

This may lead to ignorance on important financial rules, common issues and may require an experienced tester to resolve such queries. However, to avoid such situations in financial applications, it is crucial to train the teams on all financial requirements. Helping the teams to gain needful knowledge ensures in achieving proper results.

Time-to-Market: Financial service providers or banks are usually in haste to attract clients with their new features. This haste causes testing teams to cut down their usual time for testing, which sometimes can have consequences on the security front. It can also affect the customer trust and loss of credibility.

System migration: The IT industry is growing with new frameworks and technologies with high frequency. This is effectively increasing the need to optimize the existing applications or creating a new one to meet the market standards. Migrating from one system to another system is a great challenge to the financial sectors as it involves the migration of sensitive data. In order to make this procedure to be smooth, the teams should complete the Data Migration Testing and perform regression testing on both the systems to ensure that the data is matching.

Our team at TestingXperts specializes in providing testing solutions to the financial and banking services sector.

Advantages of TestingXperts’ Financial Application Testing

• Skilled and dedicated talent pool proficient in finance software testing

• Convenient and ready to use test packs for financial application testing

• Faster turn around and expert application testing team that works according to the client time zone

• Enhanced product scalability with the help of performance testing tools

• Dynamic team extensions

Conclusion

TestingXperts, a specialist in providing QA solutions for financial applications, ensures that the software meets all customer expectations. TestingXperts’ QA specialists have accumulated wide domain experience in testing a variety of financial software applications including financial statement verification, account reconciliation, and transaction matching. Our comprehensive approach to specialized software testing and software quality provides our customers with peace of mind that the risks have been reduced and managed.

The post Key Challenges in Testing Financial Applications first appeared on TestingXperts.

1. What is digital testing?
2. How digital testing helps in enabling effective digital transformation?
3. Digital Testing Role in Enhancing the CX Across Industries
4. What should be an ideal digital testing strategy?
5. Digital testing tools for businesses in 2022
6. Conclusion
7. How can TestingXperts (Tx) help?

In today’s highly competitive world with digital transformation at its peak, every business needs high-quality digital apps to deliver a seamless Customer Experience (CX). However, for organizations to deliver a seamless CX, effective performance, high-quality and robust security of digital apps is essential. This is where digital testing comes into the picture. Digital testing enables end-to-end testing of applications which improves their quality, performance and security. It ultimately helps businesses deliver a great CX. But before deep-diving into the role of digital testing for enhancing CX, let’s understand what digital testing means.

What is digital testing?

Digital testing is a specialized software testing type that covers the entire gamut of software testing methods. It involves both functional and non-functional testing of software and ensures the app functions seamlessly under all conditions. This testing method ensures end-to-end testing of digital apps and platforms.

Businesses can leverage various digital testing methods to test digital apps, including regression testing, automation testing, performance testing, security testing, big data testing, cross-browser testing, etc. Since this type of testing covers the entire range of software testing types, it is in high demand across industries. Thus, digital testing methods have more dominance in today’s market, and their usage is said to increase in the coming years.

1. According to BusinessWire article, the digital assurance market size is expected to grow from USD 2.90 Billion in 2017 to USD 5.47 Billion by 2022, at a CAGR of 13.5% during the forecast period of 2018-2022. The significant growth in the market size of digital testing is due to the increase in digital transformation initiatives, rising use of DevOps and agile application development methodologies, and increase in the test automation methods.

2. According to Verified Market Research, The Global Digital Assurance Market was valued at USD 3.18 Billion in 2018 and is projected to reach USD 8.51 Billion by 2026, growing at a CAGR of 13.10% from 2019 to 2026. The major forces driving the growth are the growing need for Application Programming Interface (API) monitoring in the digital economy, increasing use of DevOps and agile application development methodologies in various application areas, the increasing test automation for lower operational costs and better quality assurance.

How digital testing helps in enabling effective digital transformation?

As more and more businesses continue to increase their digital transformation initiatives, it has become necessary for businesses to leverage digital testing. Below mentioned are some ways in which digital testing enables businesses to achieve effective digital transformation.

1. Delivers a great CX-

Any app should deliver seamless CX, one of the most important elements of digital transformation. Digital testing helps businesses to ensure their digital apps and platforms work flawlessly and provide a great CX.

2. Enables digital technology integration–

 For effective digital transformation, adoption and integration of digital technology are essential. Digital testing ensures seamless integration of the latest digital technology stack across the organization.

3. Ensures data security and privacy–

Data security or data privacy is the key concern for today’s businesses. Digital testing helps ensure data security by enabling robust checking of apps against security loopholes, vulnerabilities, or other privacy issues.

4. Allows continuous improvement –

Digital testing involves end-to-end testing of the software that enables early identification of bugs and removal of defects. Performing this testing in the DevOps environment helps to continuously improve software quality.

5. Helps to personalize/customize the services –

To ensure effective digital transformation, businesses must deliver personalized or customized services to customers. Digital testing helps businesses gain customer insights and provide customized services tailored according to their customer needs.

Evidently, for every digitally transforming business, this testing is necessary for enabling an improved CX. Let us understand the role of digital testing in enhancing the CX across industries.

Digital Testing Role in Enhancing the CX Across Industries

Healthcare –

There are some common challenges associated with healthcare apps that hampers CX, such as usability issues, implementation issues, integration issues, etc.

By leveraging digital testing, the usability of apps can be improved significantly.

It will also ensure proper integration of apps with other medical devices, which ultimately helps the healthcare sector improve the CX.

Telecom –

Telecom apps face common challenges such as the complexity of underlying API layers, lack of network security, numerous pending customer requests, etc.

Leveraging digital testing validates the underlying layers of telecom apps and ensures the upkeep of network security.

Typically, this testing method helps telecoms improve app quality, thus enabling faster responses against customer queries and significantly improves the CX.

Banking and Finance –

The banking and finance sector continue to face specific challenges with their apps like frequent timeouts, app crashes, transaction failures, security of customer-sensitive data, etc.

Digital testing can help the banking and finance sector get high-quality and secure banking apps that do not crash or lead to transaction failures.

Digital testing will also ensure the safety of customer data by enabling security and thus delivers a great digital banking experience to customers.

Retail and eCommerce –

Common challenges associated with retail and eCommerce apps include issues with performance/load issues, user interface issues, navigation issues, network issues, which significantly hamper the UX.

By leveraging digital testing, businesses can get high-performing eCommerce apps that work well under varying user loads, fluctuating networks, or varying bandwidths.

Digital testing will also improve the user interface and navigation of the app, thus enabling the delivery of a great CX.

Media and Entertainment –

The media and entertainment sector face challenges with their apps due to the lack of digital technology integration, lack of personalized content delivery, and poor third-party app integrations.

By leveraging digital testing, businesses can get high-quality entertainment apps with proper technology integrations (AI, ML, Virtual Reality (VR), etc.)

Also, by leveraging this method of testing, stakeholders can gain customer insights and offer personalized streaming services to customers, enhancing the CX.

Undoubtedly, this testing plays a significant role in enhancing the CX across industries. But for businesses to start digital testing, a solid digital strategy is required.

What should be an ideal digital testing strategy?

1. Identify the testing goals:

Even before starting the digital testing process, it is essential to decide the testing goals. The testing goals can include various aspects of the software such as functional, non-functional, security, usability, performance, UI/UX, etc.

2. Select the right set of people for executing the test:

For a successful digital testing process, it is essential to have the right set of people in the team. Ensure the selected candidates have the right skills, technical expertise, and proper experience with this testing process.

3. Decide on the digital testing approach:

It is essential to decide the right testing approach that should be followed during the testing process. Decide between the exploratory and scenario-based testing to avoid confusion at the later stages.

4. Automate the digital testing process:

Try to automate the testing processes wherever possible. This will ensure a faster software testing process, with increased test coverage, and will also lead to the delivery of high-quality software.

5. Execute the test:

While executing the tests,  make sure all the scenarios are tested thoroughly to ensure no compromise with the quality of the software.

6. Track and monitor the testing process:

For a successful digital testing process, it is essential to keep track of the software testing process. If required, change the testing strategy as per the need, and track the results.

7. Prepare test report:

Once the testing process gets completed, prepare a test report, and share it with the respective stakeholders. The test report must include no. of test cases passed or failed, no of bugs identified, no of bugs rectified, etc.

8. Gather feedback from stakeholders/clients:

After sharing the test report with the respective stakeholders, their feedback should be collected. This feedback will help testers to improve the software testing process further.

Once the strategy is prepared, businesses can start the digital testing process. Below mentioned includes the range of digital testing types that enterprises can leverage.

Types of Digital Testing 

1. Functional testing –

These tests are performed to check the functional aspects of the software. Some of the functional testing types are:

– Unit testing –

This test is performed to validate the functionality of the smallest possible unit of the software under isolation.

– Integration testing –

In this test, various software units are integrated to ensure their stability and functionality after integration.

– Regression testing –

This test ensures that the recent changes have not broken any existing functionality. It helps to find bugs in a new software release and ensures that the previous bugs are fixed.

– Mobile application testing –

The main aim of end-to-end mobile app testing is to ensure the functionality, security, performance, compatibility, and usability of mobile apps is seamless to deliver a great CX.

2. Non-functional testing –

These tests cover the non-functional aspects of the software that affects the software performance. Some of the non-functional software testing types are:

– Performance and load testing –

The main aim of this test is to check the performance, speed, responsiveness, stability, and reliability of the app under high user loads, fluctuating networks, and varying bandwidths.

– Security testing –

This testing method helps to identify and remove possible security loopholes or vulnerability issues from the software.

– Usability testing –

This test aims to ensure proper navigation and content visibility across the app to ensure a smooth flow across the app for better CX

– Accessibility testing –

This test aims to ensure equal access of apps to people, including people with certain disabilities like visual, hearing, cognitive, motor limitations, etc. This testing method ensures apps comply with accessibility regulations and guidelines like W3C’s; WCAG 2.0, WCA 2.1, WCAG 2.2, Section 508, and Stanca Act.

Digital testing tools for businesses in 2022

Selenium –

It is one of the leading automation testing tool suites that has various components, namely, Selenium IDE, Selenium WebDriver, and Selenium Grid. It supports multiple languages, multiple OS, and browsers and can work seamlessly on all hardware.

Appium –

It is an open-source tool that is used for the functional testing of iOS and Android mobile applications. This tool allows cross-browser application testing of native, hybrid, and web applications. Appium supports multiple languages such as PHP, Java, Python, Ruby, etc.

UiPath Test Suite-

It is an advanced automation testing tool suite with various components: Test Manager, Studio Pro, Orchestrator, Robots, and other Test Studio components. By leveraging UiPath test suite-based test automation, businesses can get up to 30% faster test execution, 40% less maintenance effort, and 70% faster test creation.

Veracode –

It is one of the best automated, on-demand application security testing and code review solution. This testing tool provides various ways to manage security risks across the entire web application. Veracode recommends both static and dynamic scans for web applications with its advanced scan features.

Apache JMeter-

It is open-source software that is a simple java application used to test the load functional behaviour of apps. The tool is used to measure the performance of both static and dynamic resources or web applications. This automated software tool is used to stimulate the heavy load on servers and networks to check the strength and performance under different load types.

aXe –

It is an open-source accessibility testing tool for Firefox and Chrome browsers. This tool helps to find the intensity of each bug that violates the accessibility compliances.

Userlytics –

It is a well-known user testing platform that collects feedback from real users to improve application performance. This tool contains various features such as advanced video capturing and editing options, tree testing and code sorting, live conversations, etc.

Conclusion

The main motive of every digitally transforming business is to deliver a great CX. Therefore, every activity of digital transformation revolves around the improvement of CX. For enterprises to ensure the delivery of great CX, digital testing is essential. Businesses can leverage digital testing from a next-gen QA and independent software testing service provider for high-quality digital solutions.

How can TestingXperts (Tx) help?

TestingXperts (Tx) has been at the forefront of enabling digital testing services for businesses across industries. With proven experience in mobile & web app testing services and an end-to-end service portfolio, Tx can address various challenges associated with digital apps like functionality, performance, security, usability, and cross-device compatibility. Tx closely works with clients adopting Agile and DevOps. Tx ensures businesses achieve faster time-to-market with highly secure, stable, and robust digital applications.

Our Differentiators:

•  End-to-end services portfolio for digital applications

•  10+ years of test automation expertise with more than 500+ test automation experts

•  Experience with all industry-leading tools for functional testing, performance testing, security testing, and test automation

•  Follow a user-centric testing approach

•  Teams have rich experience in web, mobile, and SMAC applications testing

•  Fully equipped mobile test lab with 350+ devices

•  Detailed custom reports to help stakeholders to make informed decisions

•  Seamless customer support available 24×7

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1. What is Digital Disruption in the Banking Sector
2. Top Strategies to Overcome Digital Disruption

What is Digital Disruption in the Banking Sector

Digital disruption has been occurring at every level in the banking sector lately. From newer technology to high competition to intensified customer expectations, the banking industry has become increasingly vulnerable. Digital technology, despite its omnipresence, is beginning to penetrate industries. Banks are finding innovative ways to evade the impending risks associated with digital banking. The efficient way to understand and successfully bring the organization from traditional banking to digital banking is by adopting an Omni-Channel approach. Omni-channel is an approach to customer service where all the channels are closely integrated, keeping the customer as the priority.

So how does a banking organization survive in the face of digital disruption? Though there are no secret sauces or magic wands, there are just simple testing strategies for digital disruption that can help banking organizations prepare for the unavoidable change on the horizon. In this infographic, we will discuss those strategies in detail.

Top Strategies to Overcome Digital Disruption

Want to Download this Infographic? Click here

The post Top 5 Testing Strategies to Overcome Digital Disruption in the Banking Sector first appeared on TestingXperts.

Contents

1. What are Microservices?

2. How can an enterprise benefit from microservices?

3. Testing Microservices

4. Conclusion

Agile and DevOps models support distributed and decentralized ownership of software assets and promote faster turnaround of changes and rapid deployment. However, to skillfully segregate complex, monolithic applications into independent units, a design strategy namely “Microservices” is essential.

What are Microservices?

Monolithic applications were once effective in the digital economy, but not anymore. Development teams across enterprises have been struggling hard to deal with large applications pertaining to deployment, development time, and scalability. With the extensive adoption of DevOps frameworks and agile methodologies, development teams felt the necessity to break down complex application silos into simpler code blocks, which enlightens microservices.

Microservices has successfully made its mark in the software architecture market. The Microservices architecture differs from the traditional monolithic architecture where the application was built as a single entity. However the monolithic architecture is rather sound, obstructions around it are building precisely when almost all applications are being deployed on the cloud platform. Microservices architecture constitutes an integrated skelton where rather than plugging the components together, the software is fragmented by breaking it down into services.

By fragmenting a big application into microservices, development teams become more active with updates and deployments. Whereas, it also removes dependencies to create complex and large builds, by eliminating the need for over-sophisticated architectures.

How can an enterprise benefit from microservices?

Every enterprise has different needs; there can be times when microservices would be a good solution and, times when a monolithic application would make more sense.

For enterprises on a digital transformation journey, with the need to be agile, implementing a microservices architecture has several advantages in the app economy.

1. Easier to scale: In the microservices architecture, only the components that need improved scalability are affected, than the entire app. This also provides substantial cost savings to the enterprise.

2. A Grander architecture for larger applications: In this architecture, components can be built or swapped at will without having an impact on the entire application. In this case, if something goes wrong, only that component is affected.

3. Agility is the key: Microservices architecture provides more agility and makes it easier to pivot segments of an application.

However, microservices based applications also have:

1. Trouble testing the entire API app but becomes far easier to test individual components.
2. Extra moving parts than a monolithic app, which becomes difficult to monitor.
3. Extra modern back-end infrastructure requirements to the growing codebase.

Testing Microservices

Evidently, the testing strategy that is applied to the traditional monolithic application needs to change with the shift to microservices. Considering that applications that are built in the microservices architecture offer high performance and functionality, testing has to cover each layer of the service. A microservices architecture comprises of small, focused services that create a whole application together. Each illustration of a microservices represents a distinct responsibility within the application. The actual advantage is these services are independent of each other, which makes them independently testable. However, due to the disseminated environment of microservices development, testing can often become a challenge. Some of the challenges are given below:

• Accessibility of a dedicated test environment since development is agile and not integrated.

• Recognizing the right amount of testing each time in the test lifecycle

• Complex extraction logs during testing and data validation

Conclusion

Today’s DevOps and Agile-focused enterprises are endeavouring for fast changes and quick deployments. Microservices architecture is a boon to all these companies. Organizations can facilitate smaller development teams with more objectivity and agility, resulting the business being more in tune with their changing demands. At TestingXperts, we ensure that effective testing is implemented by the right set of testing specialists. Our intelligent test automation framework Tx-Automate ensures accelerated testing to provide you with higher productivity and the desirable time to market.

The post Achieving Agility and Scalability Becomes Reality with Microservices Architecture first appeared on TestingXperts.

There was a time when the banking sector was less involved and open to technological innovations, primarily due to compliance and security concerns. However, technology has infused our lives so much that even the banking sector could not refrain from embracing it. Since then, the world of banking has seen incredible changes; one of the changes is ‘Digital Transformation’.

Traditional banking has evolved into digital banking; it is an important change as to how banks have started interacting with customers and satisfying all their business needs remotely. In this infographic, we will discuss the 6 incredible ways that technology has evolved in the banking sector.

Ways Technology Has Transformed the Banking Sector

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